These funding vehicles are for businesses who accept credit cards. If you accept credit cards and have sales over $5,000 monthly, you might be a great candidate for merchant advances and card credit. With Merchant Advances, lenders review your merchant processing history to determine approval. This program offers approvals as high as $250,000 and approval and funding occurs in 2 weeks or less. Plus you can be approved even if you have personal credit challenges now. There is no personal-guarantee required from the business owners to qualify. This is a great funding program for you if you have good credit card procession volume monthly, even if you have personal credit issues.