To provide industry leading credit repair and award winning customer service at an affordable price to help consumers with credit issues restore their credit and build strong credit foundations upon which they can achieve their financial goals and enjoy a lifestyle of greater opportunity.
We are different
We are beyond one-time credit repair; we are dedicated to helping you develop a healthier relationship with your credit. Our focus is on you, your story, and your determination to make a change. We want to empower you to make a significant, long-lasting lifestyle change that can give you access to your financial dreams. Lifetime score improvement is more than just removing negative items on your report – we’ll repair your credit history, and we’ll do it better than the rest – but we’re focused on the story behind that credit score and helping rewrite it to reflect who you are today.
We believe everyone has a right to:
- Achieve their dreams
- Increase their ability
- Equal opportunities in their lifetime
Our company of experts believes that we can make a difference in your life. We understand that a credit score is not just a number; it’s a lifestyle.
We have a team of Attorney’s, CPA’s and trained professionals.
We use the Fair Credit Reporting Act to protect and restore your credit.
We ensure that your credit file is free of errors, erroneous and misleading information.
We ensure that all laws and federal guidelines were followed correctly during the reporting process.
A credit score is not just a number, it’s a lifestyle
What You Get
Have Our Credit Experts Help You With the Following Disputes and Removals:
To ensure you have the best customer service experience with our credit repair service, we have invested in a state-of-the-art technology to enhance our communication and to provide you access to your file 24/7. We have an encrypted, high security environment. The technology we use to safeguard your information is similar to systems used by online banking and governmental agencies.
To see how our credit repair process works please click on the video.
Initial Audit/File Review Fee – $199 – This fee is a ONE-TIME FEE, you will not pay an additional fee until we have successfully deleted/repaired negative items on your report.
Results Fees – These fees are due upon receipt of invoice, files are reviewed for results every 35 days. First review will be about 35 days after we mail your initial letters
Inquiries – $10 per item per bureau
Technical Data – $15 per item per credit bureau – Name variation and/or address deletions
Standard Deletions – $40 per item per bureau – Collections| Charge-offs | Repos | Medical Bills | Late Pays | Foreclosures | Any Negative item Not in the Public Records Section of Credit Report
Public Records (Bankruptcies | Tax Liens l Judgements) – $250 per item per bureau
Our program is an 8 month program. At the end of each cycle we will verify all deleted/repaired items, and send you an invoice for the applicable charges. The maximum you will be charged in any month is $150. In the event there is a remaining balance, it will carry forward to the next month. At the end of the 8 months, if there is a balance, you will be charged at a rate of $150 per month until the balance is paid in full.
How long before I see results?
What if all my negative items are accurate?
Is credit repair worth it? Why?
What is the Fair Credit Reporting Act and why was it created?
How can my bad credit be repaired legally?
What items can be removed?
A better question would most likely be “what item cannot be removed”. We can remove everything you can imagine. Here is a list of some:
- Late Payments
- Charge Offs
- Personal Identification changed or corrected
- Closed Accounts
- Negative Settlements
How will I know it works?
How much can I expect my score to go up?
How long does it take to repair my credit?
I just signed up, what happens now?
- You’ll receive a welcome email from AAA Credit Today.
- We’ll provide you with a special secure online account so you can keep track of our progress on your credit repair
- You’ll see your credit reports and starting credit scores from all three credit bureaus (reporting agencies)
- You’ll start seeing credit improvements in less than 60 days
- Your credit report and score improvements will progress throughout the duration of your service (you’ll watch it all happen through your online account).
- At the end, you will visibly see your credit report, turn into a better credit report. AAA Credit Today will also give you a future plan to help you maintain your improved credit and show you how to continuously raise your credit score.
Can I repair my own credit?
Hear What Our Clients Are Saying